Here's A 100% Loan Down To A 580 Credit Score...

Hello,

Remember - USDA will routinely go down to a 580 credit score on purchase loans. ...This is a 100% loan!

You just have to make sure the property you are looking at is in a USDA qualified area (there are geographic restrictions).

If you're not sure - you can enter the address here and it will tell you if it's in a qualified area...

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do ...Click Single Family Housing, and follow the prompts.

There are also household income caps with USDA... You can check to see if your family income qualifies here...

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do ...Click Income Eligibility and follow the prompts.

I can tell you that USDA is ok with bad credit - but you can't have recent bad credit. It needs to be around two years old.

If you want to see if you would qualify for USDA - give me a call or shoot me an email, and tell me you're interested in this program.

I hope you have a good day today. Thanks for reading!


Brett