MY CHRISTMAS GIFT TO YOU…

You may be gone next week next week visiting family and friends for the holidays.

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…so, I wanted to catch you before you left and wish you a Merry Christmas and a Happy New Year!

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Here is a gift before you go.

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..It’s a cool video called 10 Rules For Being Human. I’m particularly fond of #7.

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Enjoy… Watch Video

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Have a good day today!  …and thanks for reading.

Brett

To see if you qualify for a mortgage right now - CLICK HERE  and fill out this simple application.

To sign up for my weekly mortgage quick tips - CLICK HERE.

Here Are The New 2013 FHA County Loan Limits For FHA...

HUD has just come out with the new FHA county loan limits for 2013. 

Check your county below to see the max FHA loan for a single family home for your county...

 

County Name	State	One-Family
ANDERSON	TX	$271,050
ANDREWS	TX	$271,050
ANGELINA	TX	$271,050
ARANSAS	TX	$271,050
ARCHER	TX	$271,050
ARMSTRONG	TX	$271,050
ATASCOSA	TX	$332,500
AUSTIN	TX	$271,050
BAILEY	TX	$271,050
BANDERA	TX	$332,500
BASTROP	TX	$288,750
BAYLOR	TX	$271,050
BEE	TX	$271,050
BELL	TX	$271,050
BEXAR	TX	$332,500
BLANCO	TX	$271,050
BORDEN	TX	$271,050
BOSQUE	TX	$271,050
BOWIE	TX	$271,050
BRAZORIA	TX	$271,050
BRAZOS	TX	$271,050
BREWSTER	TX	$271,050
BRISCOE	TX	$271,050
BROOKS	TX	$271,050
BROWN	TX	$271,050
BURLESON	TX	$271,050
BURNET	TX	$271,050
CALDWELL	TX	$288,750
CALHOUN	TX	$271,050
CALLAHAN	TX	$271,050
CAMERON	TX	$271,050
CAMP	TX	$271,050
CARSON	TX	$271,050
CASS	TX	$271,050
CASTRO	TX	$271,050
CHAMBERS	TX	$271,050
CHEROKEE	TX	$271,050
CHILDRESS	TX	$271,050
CLAY	TX	$271,050
COCHRAN	TX	$271,050
COKE	TX	$271,050
COLEMAN	TX	$271,050
COLLIN	TX	$271,050
COLLINGSWORTH	TX	$271,050
COLORADO	TX	$271,050
COMAL	TX	$332,500
COMANCHE	TX	$271,050
CONCHO	TX	$271,050
COOKE	TX	$271,050
CORYELL	TX	$271,050

 

 

Have a good day today!  ...and thanks for reading.

  

Brett

 

  

To see if you qualify for a mortgage right now - CLICK HERE  and fill out this simple application.

To sign up for my weekly mortgage quick tips - CLICK HERE.

  

  

Make Sure You Do This On A Lease Option...

When you give someone option money at the onset of a lease option agreement - you are going to have to prove you gave that money when you get a loan to buy that house.

How do you prove it?

If it's certified funds you need to keep a copy of the certified check.

If it was a personal check - you need to keep a copy of the cancelled check (front and back).

Don't give cash!

Anything less than this - the underwriter will not give you credit for giving that money.

 

Have a good day today!  ...and thanks for reading.

  

Brett

 

  

To see if you qualify for a mortgage right now - CLICK HERE  and fill out this simple application.

To sign up for my weekly mortgage quick tips - CLICK HERE.

  

  

 

How To Get 97% Financing Without Paying Mortgage Insurance...

Did you know that we do piggy back loans up to 97% loan to value ratio?

We do!

A piggy back loan is where we do two loans - one at 80%, and a second up to 17% simultaneously.

You would put down 3% in this scenario, and we would finance 97%.

The advantage to a piggy back loan over a single loan is that you don't have to pay the private mortgage insurance that comes with conventional loans over 80% LTV.

You will be surprised how much money you can save by using piggy back financing compared to single loans with MI.

Give me a call or shoot me and email and I'll show you how much money you can save!

Have a good day today!  ...and thanks for reading.
 
Brett

 
To see if you qualify for a mortgage right now - CLICK HERE  and fill out this simple application.

To sign up for my weekly mortgage quick tips - CLICK HERE.