Good Morning!
I wanted to let you know that on November 21 the president signed HR 674.
This bill resets the VA funding fee rates for up front mortgage insurance on VA loans.
Here are the new rates...
Down Payment First Time Subsequent
0-4.99% 2.15% 3.30%
5%-9.99% 1.50% 1.50%
10% or more 1.25% 1.25%
If you are needing some advice on VA loans - give me a call or shoot me an email. I'll be happy to help you out!
I hope you have a good day today! Thanks for reading!
Brett
Wednesday, November 30, 2011
Monday, November 28, 2011
I Can Now Do This Loan Down To A 580 Score...
Good Morning!
I wanted to let you know that I can now do USDA loans down to a 580 credit score!
Remember USDA is a 100% financing loan!
...You can go to this link on my site to learn more about this program:
http://loansdonequickly.com/no-down-payment-on-this-loan/
I hope you have a good day today! Thanks for reading!
Brett
I wanted to let you know that I can now do USDA loans down to a 580 credit score!
Remember USDA is a 100% financing loan!
...You can go to this link on my site to learn more about this program:
http://loansdonequickly.com/no-down-payment-on-this-loan/
I hope you have a good day today! Thanks for reading!
Brett
Tuesday, November 22, 2011
Options For Paying Your Property Taxes...
Good Morning!
This time of year property taxes are due on your property.
There are two issues I see every year with regard to property taxes. ...Issues that put people in tough spots.
1) Some people just don't have the money saved up to pay their property taxes. ...They might have had the money, but had to use it on an emergency. ...or any number of other things.
2) Some people that have an escrow account on their mortgage - but their mortgage company didn't collect properly. This often results in an arrearage... Which means your payments go way up until the escrow is caught up.
If you are in either one of these situations - there's usually an easy fix for it. ...Refinancing.
We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. ...Not only that, but usually at a lower rate and payment than they have now.
Please let me know if you have more questions about how this refinance works.
I hope you have a good day today. Thanks for reading!
Brett
This time of year property taxes are due on your property.
There are two issues I see every year with regard to property taxes. ...Issues that put people in tough spots.
1) Some people just don't have the money saved up to pay their property taxes. ...They might have had the money, but had to use it on an emergency. ...or any number of other things.
2) Some people that have an escrow account on their mortgage - but their mortgage company didn't collect properly. This often results in an arrearage... Which means your payments go way up until the escrow is caught up.
If you are in either one of these situations - there's usually an easy fix for it. ...Refinancing.
We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. ...Not only that, but usually at a lower rate and payment than they have now.
Please let me know if you have more questions about how this refinance works.
I hope you have a good day today. Thanks for reading!
Brett
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