Did you realize that if you are a W-2 employee getting a Conventional mortgage that in almost all cases you won’t need to provide tax returns to get a loan?
It’s true!
Generally all the underwriter will ask for is 30 days of paystubs, and your last two years of W-2’s. …not tax returns.
Sometimes there are things in tax returns that would complicate a loan. So, if the underwriter isn’t asking for them. …Don’t give them to him or her.
That’s it for today!
Have a good day! …and thanks for reading.
Brett
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