New Trick To Getting Disputes Removed From Your Credit...

Good Morning!

If you have been denied a loan because you disputed an account, and then couldn't get the dispute removed when you needed to get a mortgage - I have a solution for you...

I can now get most of your disputes removed with a simple letter! ...Contact me for the EXACT letter format you have to use to get these removed.

Here are my new guidelines for getting disputes removed from your credit...

Transunion (TU) will now accept letters from the consumer regarding the removal of dispute comments. TU will verify with the creditor, but the letter from the creditor will not be needed.

The consumer letter will only address the 'account in dispute reported by consumer' comments. If there is any other verbiage such as "dispute resolved-consumer disagrees" or anything else, the letter from the creditor will be required.

The consumer must write the letter to include the date, their name, address, refer to the name and account number of the creditor as it appears on the report and a brief explanation that they are no longer disputing any information on the account and would like the comment removed.

Equifax (EQ) will now accept the consumer letter to remove the dispute comment specifically stating 'consumer disputes'. The consumer must first call the creditor to 'note' the account that they are no longer disputing the information.

If the comment states 'dispute resolution pending', we cannot remove that comment. This means there is already an 'investigation' pending on the account. This usually happens when the consumer contacts the bureau Equifax directly to inquire about the account. This can also happen if the consumer is working with a credit counseling company or another vendor doing a similar update.

'Dispute resolved-customer disagrees' requires a letter from the creditor, dated, on their letterhead, reference the account number as it appears on the credit report and specifically state the account is no longer in dispute and the comment will be removed.

Experian (EX) will accept a letter from the consumer to update most dispute comments.

Remember - you have to use a specific formated letter to do this - be sure to contact me for a copy if you are in this situation.

To see if you qualify for a mortgage right now - CLICK HERE and fill out this simple application.

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To download this report "4 Easy Ways To Get Someone Else To Pay Your Closing Costs!" - CLICK HERE.

Thanks for reading, and have a great day!

Brett