Good Morning!
Avoid potential loan killers...
If you are applying for a loan and you have NSF charges in your bank statement - this is a potential deal killer for the underwriter.
If you have insufficient funds charges in your bank statement it signals to the underwriter that you are having a hard time managing your money.
The solution is to ask your lender (hopefully me!) to replace your statements with a verification of deposit.
Thanks for reading! ...and have a good day!
Brett
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