Wednesday, March 27, 2024

No Money Down On This Program When you Buy A House...

 Mortgage Broker AdvisorWe are helping alot of people with this no money down program…

Most Down Payment Assistance is tied to your income.  If you make too much money you don’t qualify for the Down Payment Assistance.

Not this one.

It doesn’t matter how much you make.

So, if you have at least a 600 credit score, and you have been working for the last two years, you may well be able to qualify for this no money down loan.

Here are some bullet points on this program…

Minimum 600 FICO

Standard 30-year fixed rate FHA first lien

No First-Time Home Buyer requirement

No Income Limits

Easy Underwrite!

So, if you or someone you know wants to buy a house, reach out to our office and let’s see if we can get you qualified for this program.

That’s it for today!

Thanks for reading!

Get Pre Approved For A Loan Here
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Monday, March 25, 2024

No Down Payment, Even With Challenged Credit...

 brettDid you know even if you have “challenged” credit you can still get a low down payment loan to buy a house with FHA?

 

We can do down payments as low as 3.5% down to a 580 credit score!

And, we have several down payment assistance programs to help you too.

So, if you or someone you know is wanting to buy a house, but they aren’t sure about their credit – let us take a look.  We can possibly help them right now.

Thanks for reading!

Brett

Get Pre Approved For A Loan Here
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Wednesday, March 20, 2024

How To Buy A House With No Down Payment...

 mortgage lenders near meAccording the NAR 2023 Profile of Homebuyers and Sellers, the median length of time buyers waited to buy a home while saving for the down payment was four years!

The buyers were asked what expenses made saving for a down payment difficult:

52% reported high rent or a current mortgage payment

 

42% said student loans

 

36% cited a car payment

 

31% cited credit card debt

It’s hard to save money in the current economy. But a family that can responsibly manage their cashflow is far better off owning versus renting.

Fortunately, you don't need to wait four years to save for a down payment if you want to buy a house today - we have multiple no down payment options for buyers.

Contact our offices and see what we can do for you.

That's it for today.

Thanks for reading.

Brett

Get Pre Approved For A Loan Here
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