FHA loan limits are going up for case numbers after 1/1/24.
For Texas Metro Areas, the limits are higher:
DFW - $563,500
Austin - $571,550
San Antonio - $557,750
In other good news - rates are continuing to trickle down!
Have a great day today!
Thanks for reading!
Brett
Part of the fun of being in the mortgage business is that we get to help people.
Buying or refinancing houses, we help people, and we create relationships with our clients along the way that we cherish.
Many of them use us again and again.
Here is what just some of our clients have to say about us…
C. Martin
Brett Was Able To Get This Title Officer To Travel All The Way To Waco From Plano So That I Could Close. I Would Highly Recommend Working With Brett Sampson And Would Do It Again!
M. Hancock
Thanks For All Your Help! I Really Appreciated You And Leslie’s Patience And Help Thru The Process.
G. Montoya
I Appreciate It Also Brett, Thank You Very Much !!! Thanks Again.
G. Sanchez
Thank You For Everything That You And Rosi Did For This To Happen. Thanks.
H. King
Thank You For All The Help And Be Sure That I Will Use You In The Future And Recommend You Up Anyone That Can Use You.
H. Soto
It Was Great Working With You. I Appreciate Everything You Did To Help Make This A Success.
J. Burnside
Joey And I Will Both Highly Recommend You To Anyone We Know Who Is Looking To Buy A Home! I Also Know That Nancy Was Very Pleased With Your Service So I Wouldn’t Be Surprised If You Get Some Referrals From Her As Well
M. Lampe
Special Thanks To Your Staff Who Really Put In The Extra Hours To Get This Done In A Short Time Frame.
I Have Already Recommended You To Several Friends Who Were Helping During The Move.
B. Pitts
Thank You For You’re Help Getting This Done And Doing A Good Job For Us.
M. Southern
I Want To Thank You For All Your Help With The Refinance. You Really Work Hard With Me To Make Sure This Refinance Got Done. Thank You So Much Again! I Will Send Referrals Your Way!
B. Scherry
Thank You! Everything Went Smooth At Closing. I Will Recommend You To Others. Have A Great Weekend.
T. Trung
Thank You For Your Time And Effort. We Are Very Pleased. Have A Happy Holiday.
J. Grass
Brett, Thank You For Making Our Dreams Come True!
K. Savay
Thank You So Much For Your Help In Getting Our Loan Approved. You Really Went The Extra Mile And Tom And I Appreciate It So Much.
L. Glen
We Truly Appreciate The Professionalism With Which You Managed Our Loan Process. Your Calm Demeanor In Crunch Times Was Unusual And Refreshing.
Thank You Again. If We Ever Have The Opportunity To Suggest Your Service To Someone, We Most Certainly Will.
That’s it for today!
If you or someone you know needs to buy or refinance a home, please send them our way. We would love to help you out.
Thanks for reading!
Brett
I hope you had a great Thanksgiving holiday!
I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy…
FHA: 2 years from discharge date, but not less than 12 months w/extenuating circumstances.
VA: 2 years from completion date.
USDA: 3 years from discharge date.
Fannie Mae: 4 years from discharge date, or dismissal date.
Freddie Mac: 4 years from discharge date or dismissal date.
With Fannie and Freddie – if you get an automated approval in the underwriting engine with less than 4 years out on a BK, then we can do the loan.
That’s it for today!
I hope you have a great day! Thanks for reading!
Brett
