History Of The Jack-'o-Lantern...

Good Morning!

 

Since today is Halloween I'll dispense with mortgage stuff for today.

 

...Instead, here is the history of the Jack-'o-lantern.

 

According to the History Channel...

 

The legend is of a man named Jack. Jack invited the devil for a drink.

 

Jack did not want to pay for his drink, so he made a deal with the devil.

 

The devil turned himself into coins, but instead of paying for the drink, Jack kept the coins.

 

Later freeing the devil, he promised to change him back if he did not steal his soul.

 

Upon his own death, God would not let Jack into heaven because of his past and the

devil would not let him into hell.

 

Instead, the devil gave Jack a piece of coal, which Jack placed into a turnip. The legend goes that Jack used the turnip and coal to

light his way as he looked for a final resting place. The original jack-’o-lanterns in Ireland were carved out of turnips or potatoes.

 

 

Have a fun and safe Halloween!

 

 

Thanks for reading!

 

 

Brett

 

 

Get Pre Approved For A Loan Here

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Tax Bills Come Out This Time Of Year...

Good Morning!

This is the time of year counties are sending their property tax bills out.

 

There are two issues I see every year with regard to property taxes. …Issues that put people in tough spots.

 

1) Some people just don’t have the money saved up to pay their property taxes. …They might have had the money, but had to use it on an emergency. …or any number of other things.

 

2) Some people that have an escrow account on their mortgage – but their mortgage company didn’t collect properly. This often results in an arrearage… Which means your payments go way up until the escrow is caught up.

 

If you are in either one of these situations – there’s usually an easy fix for it. …Refinancing.

 

We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. …Not only that, but usually at a lower rate and payment than they have now.

 

Please let me know if you have more questions about how this refinance works.

 

I hope you have a great day! Thanks for reading!

 

Brett

 

Get Pre Approved For A Loan Here

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Giant Loan With Low Down Payment...

Good Morning!

 

Sometimes I like to spotlight a particular product we offer.

 

Today it's a high loan to value Jumbo Loan.

 

We have a 95% loan to value Jumbo loan up to $1,500,000!  It's unusual to find such a low down payment on such a high loan amount.

 

This product requires a 720 credit score.

 

We only need one year of tax returns for self employed borrowers.

 

...Or, two years of W-2's and a pay stub.

 

There is no mortgage insurance on this loan!

 

If you or someone you know needs a loan like this - give me a call or shoot us an email.

 

That's it for today!

 

Thanks for reading!

 

Brett

 

Get Pre Approved For A Loan Here

My Previous Blog