Good Morning!
We offer many unique niche loan products.
Some of these may be a fit for you...
· Jumbo loans to $1.5 Million.
· Interest only available up to $900k.
· One day off MLS ok for refinance.
· Pay off debts to qualify is allowed.
· Use of gift funds allowed for purchase or refi transactions.
· No mortgage insurance required up to 90% LTV.
I hope you have a good day today.
Thanks for reading!
Brett
Tuesday, December 29, 2009
Monday, December 28, 2009
What To Do If You're Having Trouble With Your Property Taxes...
Good Morning!
I hope you had a great Christmas!
This time of year property taxes are due on your property.
There are two issues I see every year with regard to property taxes. ...Issues that put people in tough spots.
1) Some people just don't have the money saved up to pay their property taxes. ...They might have had the money, but had to use it on an emergency. ...or any number of other things.
2) Some people that have an escrow account on their mortgage - but their mortgage company didn't collect properly. This often results in an arrearage... Which means your payments go way up until the escrow is caught up.
If you are in either one of these situations - there's usually an easy fix for it. ...Refinancing.
We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. ...Not only that, but usually at a lower rate and payment than they have now.
Please let me know if you have more questions about how this refinance works.
I hope you have a good day today, and a good weekend. Thanks for reading!
Brett
I hope you had a great Christmas!
This time of year property taxes are due on your property.
There are two issues I see every year with regard to property taxes. ...Issues that put people in tough spots.
1) Some people just don't have the money saved up to pay their property taxes. ...They might have had the money, but had to use it on an emergency. ...or any number of other things.
2) Some people that have an escrow account on their mortgage - but their mortgage company didn't collect properly. This often results in an arrearage... Which means your payments go way up until the escrow is caught up.
If you are in either one of these situations - there's usually an easy fix for it. ...Refinancing.
We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. ...Not only that, but usually at a lower rate and payment than they have now.
Please let me know if you have more questions about how this refinance works.
I hope you have a good day today, and a good weekend. Thanks for reading!
Brett
Tuesday, December 22, 2009
The Other 100% Program...
Good Morning!
There's a 100% loan program available to you that just doesn't get much publicity.
It's called USDA, and here are some unique features of the USDA loan program...
· 100% financing.
· No monthly mortgage insurance.
· Gifts for down payment are allowed (if you want to put money down).
· No limit on seller help with closing costs.
· You can purchase a Manufactured Home with USDA!
Here are some links that you will find helpful to learn more about this great program...
· Property eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
· Income eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
I hope you have a good day today, and a good weekend. Thanks for reading!
Brett
There's a 100% loan program available to you that just doesn't get much publicity.
It's called USDA, and here are some unique features of the USDA loan program...
· 100% financing.
· No monthly mortgage insurance.
· Gifts for down payment are allowed (if you want to put money down).
· No limit on seller help with closing costs.
· You can purchase a Manufactured Home with USDA!
Here are some links that you will find helpful to learn more about this great program...
· Property eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
· Income eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
I hope you have a good day today, and a good weekend. Thanks for reading!
Brett
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