Thursday, May 1, 2025

How To Buy A House Without A Down Payment...

 Mortgage Broker AdvisorTexas renters are spending more than 30% of their incomes on rent.

It can be difficult to save for a down payment when you are paying so much of your income on rent.

We have multiple no down payment options for both first time home buyers, and buyers that have previously owned homes.  Down to a 580 credit score!  …and, with no income limits on some of them.

If you or someone you know needs down payment assistance, please reach out to our offices.

That’s it for today!

Thanks for reading!

Brett

Get Pre Approved For A Loan Here
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Monday, April 28, 2025

100% Financing On This Home Loan Program...

 Mortgage Broker AdvisorIf you are looking for a home in the outer suburbs or in a rural area make sure your realtor knows about this great USDA 100% financing program.

-Up to 100% of the Appraised Value – Total LTV of 102% –

-No Down Payment Required

-No Cash Reserve Requirement. No cash contribution requirement

-Unlimited seller concessions

-Unrestricted gifts, not necessary to document source, no seasoning

-First time home buyers allowed, but not limited to first time home buyers

-Collections over 1 year may not need to be paid (cannot be a pattern and depends upon credit score).

-Non-traditional credit may substitute for lack of credit history

-Repair Escrow financed in loan up to $10,000 or 10% of loan

That’s it for today!

Have a good day! …and thanks for reading.

Brett

Get Pre Approved For A Loan Here
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Wednesday, April 23, 2025

Why It Might Be Smart For You To Consider Debt Consolidation...

 Mortgage Broker AdvisorIf you have credit card debt it’s smart to consider a consolidation loan.

If you have $20,000 in credit card debt your monthly payment on that could be between $400 and $800, depending on the minimum payment your credit card company requires.

That same $20,000 as part of a mortgage payment would only cost around $82 a month.

This can free up alot of monthly cash for you and your family, which you can then use to pay off debt or whatever you want.

If you would like to see how your numbers look for a consolidation loan – contact our offices.

That’s it for today!

Thanks for reading!

Brett

Get Pre Approved For A Loan Here
My Previous Blog